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Interest Rate Forecasts 

Interest rate forecasts

Dec-17  1.50  1.50  1.50   1.50
Mar-18  1.50 1.50  1.50  1.50
Jun-18  1.75 1.50  1.50  1.50
Sep-18  1.75 1.50  1.75  1.50
Dec-18  2.00 1.75  2.00   1.50

ANZ   " We expect the RBA to tighten 50bp in 2018, removing its 2016 stimulus. The softness in Q3 inflation and wage data suggest downside risks to our pick despite the robust outlook for activity. "

CBA " 
Calls for policy tightening look premature, in our view, and we don't think a rate hike realistically enters the fray until late 2018. The risk is that we don't see a rate rise at all next year"

NAB  "
aving been on a declining trend since 2011, for the first time, NAB is now saying we have seen a turning point for Australia's interest rate cycle 

Westpac "
Westpac continues to expect that the RBA cash rate will remain on hold over the course of 2018 and 2019.

Current Rates

Commercial variable rate - under $1M - 4.45% 
Commercial variable rate - over $1M - 3.9%
Variable SMSF residential loan rate 4.89%

Residential secured business loan - 3.84% CR 3.95%
Residential owner occupied P&I - 3.64% CR 3.73%
Residential owner occupied int/only - 3.79% CR 3.83%

Residential investment P&I variable - 3.74% CR 3.86%
Residential investment int/only variable - 4.39% CR 

For fixed rates or to discuss a scenario please phone me on 0414386772 or email jj@comlend.com.au
Jonathan Joyce 


✓  Specialising in commercial and SMSF finance
✓  Loans from $250k to $10M
✓  LVR up to 85%
✓  Interest only or P&I
✓  Servicing can be based on rent only
✓  1 yr Financials OK
✓  Loans with no ongoing fees
✓  Commercial variable rates from 4.25%
✓  Commercial fixed rates from 4.51%
✓  Business loans at home loan rates




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Lenders we deal with

ANZ Bank

AMP Bank





Heritage building society


ING commercial finance

macquarie bank

Members equity


PN bank

Parramount mortgages

St george bank

Suncorp bank

Westpac Bank

Plus many more